(Education Loan) West Bengal Student Credit Card Scheme 2023 Apply Online | Eligibility List

WB Without Guarantee Education Loan of Rs.10 Lakh, How to Apply Online West Bengal Student Credit Card Scheme 2023 Apply Online, Eligibility List, How to apply for student credit card in West Bengal, Student credit card West Bengal apply online.

West Bengal student credit card scheme is announced by CM of West Bengal Mamta Banerji. This scheme is published in the favour of the students who cover their course or their higher education.

The government provides this opportunity to the students of West Bengal. So through this article, we give you the information about the procedure of application and their benefits and eligibility, and documents for the registration.

There are so many students who belong to poor families and their families can’t afford their education expenses. But students want to continue their studies. With the help of the West Bengal Students Credit Card Scheme, they can continue their study.

West Bengal Student Credit Card Scheme 2023

CM Mamta Banerji launched this scheme for students who want to take higher education but due to some financial problems, they can’t regular their studies. So West Bengal provides the student’s credit card with the amount with a limit of ₹10,00,000/.

 the interest on this amount is 4%. With the help of this credit card students apply for any type of loan. Students get a loan with very low interest with the help of this credit card.

West Bengal Student Credit Card Scheme

So many students stop their higher study to facing so many problems. some of them have family financial problems, and some of them do jobs to help their family and stop their study.

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WB Education Loan without Guarantee Rs.10 Lakh

So before the election of 2021, Mamta Banerji promised to the students, the youths, women, and to the senior Citizen of west Bengal for doing the best work in every field. So in front of all problems, she launched so many schemes. Similarly, age starts the student’s credit card scheme.

With the amount of limit 10 lakhs rupees. For this credit card, they take loans for any course or degree. The main purpose of the scheme is to give financial support to the students for regular their studies.  So for more information read this article till the end carefully.

Latest Update of West Bengal Students Credit Card Loan Scheme 2023

The cabinet of West Bengal approved this scheme for the students on 24th June 2023. So under this Scheme, all that students who need to continue their higher studies can now take an education loan of Rs.10,000 for 15 years.

This Students Credit Card Program going to be started on 30th June 2023.

You all are able to start making the online registration for this scheme from 30th June 2021. Stay in touch with us for more updates related to this scheme.

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Students Credit Card Soft Loan Scheme West Bengal

On 24th June 2021, The Chief Minister of the State implement this scheme in the state for the eligible students. Under this scheme, the students will get a soft education loan of Rs.10 Lakh,

All the students can use this loan amount for their higher education. This loan can be available for Loan will be available for undergraduate, postgraduate, doctoral, and post-doctoral studies in India if you want to study India.

After getting the job in 15 years time period you will have to pay back this loan. This is really great.

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Highlights of the WB Students Credit Card Scheme

Name of the scheme:Student credit card scheme.
State:west Bengal.
Launched by :CM of West Bengal Mamta Benerji.
The beneficiary forstudents.
Provide:Credit cards to the students.
Amount limit :10 lakh.
Credit card for :take a loan for the higher study.
Education of the students:10th or 12th and above class.

WB Students Credit Card Scheme Eligibility List

There is some eligibility for the student’s credit card scheme. if the candidate wants to apply for the scheme they have some eligibility which is given below:

  • The candidate must be a permanent citizen of west Bengal.
  • This scheme is only for the Indian candidate.
  • A candidate who is 18 and above of their age are eligible for the scheme.
  • The students should have passed their 12th examination from the recognized board or University.
  • The education board and university are in West Bengal.

NOTE: Any Person who spent his 10 years in West Bengal Can avail the loan facility under this WB Students Credit Card Scheme 2022.

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List of Documents For WB Credit Card Scheme for Students

There are some documents that are needed for the scheme. if the students want to apply for the scheme then they have these documents for the scheme process:

  • Photocopy of the 10th and 12th class qualifications certificate.
  • Photocopy of the residence certificate for the verification of the residence proof.
  • And Photocopy of the Adhar Card.
  • Photocopy of the voter ID.
  • Photocopy of the passport if they have.
  • All these identity proofs for the verification of the students.
  • Passport size photograph.
  • Higher education model of the students in which they want to study.
  • Photocopy of the bank account of the students.
  • Photocopy of the  Family income certificate.

Important Dates of WB Students Credit Card Scheme

Events Dates
Starting Date Registration30th June 2022
Announcement of Scheme 24th June 2022

Major Benefit of West Bengal Student’s Education Credit Card Scheme

  • Under the students, credit card scheme government provides a credit card with a limit of 10 lakh rupees.
  • Students get loans for their higher study with various low-interest I.e. 4%.
  • Students can use this amount of the credit card only for one degree or course.
  • Under this scheme, CM said that in some special cases the government has the power to overshoot the whole outstanding loan amount.

West Bengal Higher Education Loan under Credit Card Scheme

This scheme is a very good scheme for those who are really in need of an education loan for their study.

Under this scheme, eligible students who did not pay their education fee for their high study can avail of a loan under this scheme up to Rs.10 Lakh.

You can take the loan without a guarantee from any bank.

Student Credit Card West Bengal

We all know that nowadays the transaction of any payment can be done through internet banking or through a debit or credit card. So this is also a unique type of scheme under which West Bengal going to provide financial help to the students.

Under the Students Credit Card scheme of West Bengal, the state government distributes the credit card in which you can take an education loan up to Rs.10 Lakh. so that with the help of that you can pay the education fee and other payments for your education.

All the needy Students have to apply online for the scheme Students Credit Card scheme of West Bengal. But first of all, you have to check out the eligibility criteria.

WB Students Credit Card Scheme Amount Limit

Here is a Los of some fees that are covered under the student’s credit card scheme. The list is here:

  • Annually tuition fees are paid by the students.
  • Students hostel fees annually.
  • The library fee and examination fee are paid by the students.
  • Building funds which are given by the students.
  • And all the expenses on books, notebooks, and other expenses related to education.
  • If in the course of the students there is need of computer or laptop then student purchases the computer.

Watch This Video For More detail……

How to Apply Online for West Bengal Students Credit Card Scheme 2023 Registration/ Application Form

West Bengal government launched this scheme just after winning the election of 2021. There is no information available on the official website of the government about the procedure for online registration.

So students will be waiting for the next announcement regarding the student credit card scheme.  You can search or get new updates about the scheme on the official website of the West Bengal government.www.wb.gov.in/.

  • This is the newly launched Scheme which is recently announced by the Chief Minister of the state after becoming the Chief Minister of West Bengal.
  • To date there we have no information about the application procedure for the WB Students Credit Card Scheme.
  • as soon as getting the same we update the same on our website.
  • Then you have to visit the Official Website of the Scheme.
  • Then on the home page, you will get the Link to the Students Registration.
  • Have to Click on that link.
  • The registration form opens in front of you.
  • fill out this registration form and submit the Detail.

Quick Links

Official Portal Click Here
West Bengal Govt SchemeVisit Here

FAQs of WB Students Credit Card Scheme

What is West Bengal Students Credit Card Scheme?

This scheme is launched for the high education of the students under which credit cards are distributed to the eligible students.

What is the limit of the WB Students Credit Card Scheme?

The amount limit under this credit card is Rs.10 Lakh.

What type of loan is given to Students with Credit Card schemes?

Under this scheme Education loan is given to the students for their education.

From which bank we can get the WB Students Credit Card?

You can get this credit card for students in west Bengal from any nationalized bank.

Is there any guarantee required for taking Education Loan under this scheme?

No, you can take without guarantee a loan of Rs.10 Lakh.

Which students are eligible to get the loan under this scheme?

All that students who are unable to pay their education fees.

So for any details visit this website and get new updates about the West Bengal Students credit card scheme. For any questions comment in the comment box.

7 thoughts on “(Education Loan) West Bengal Student Credit Card Scheme 2023 Apply Online | Eligibility List”

  1. Please Start this credit card scheme..I m a student of 2nd year so I really want this scheme otherwise I will not be able to continue due to financial issues… I kindly request to CM to start this scheme as soon as possible

  2. Anyone of any examination till the age of 40 years can apply for the same and will be given 15 years to repay the entire amount with 4% interest.


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